From flight delays to lost luggage,
your journey starts with protection.
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Inbound cover in under 2 minutes
What's covered
Our inbound travel insurance covers you for the most common and costly risks when visiting Zambia.
Full coverage for hospitalisation, treatment, surgery and medical evacuation arising from accident or sudden illness during your stay.
A benefit for accidental death or total disability sustained while travelling on a means of public transport during your visit.
Cover for emergency dental treatment needed to relieve sudden pain during your stay in Zambia.
Help with the cost of replacing your passport and essential travel documents if they are lost or stolen during your trip.
Legal liability protection if you accidentally injure a third party or cause damage to property during your visit.
Emergency repatriation to your home country and, in the event of death abroad, return of mortal remains to your country of origin.
Simple process
From quote to policy document in minutes — no paperwork, no queues.
Tell us your trip length and travel details to see your Standard cover price instantly.
Fill in your personal information, travel dates, destination and nationality online.
Pay via EcoCash, bank transfer, Visa or Mastercard. All transactions are encrypted.
Your policy document is emailed instantly. Present it at the border or at your hotel.
Testimonials
I visited Victoria Falls and needed emergency treatment for a knee injury. Test processed my claim within 48 hours. Absolutely seamless experience — I couldn't have asked for more.
I needed emergency dental treatment during our safari and the claim was settled quickly with no fuss. Test's team was responsive throughout. Will definitely use them again for our next trip.
As a frequent business traveller to Zambia, their cover is outstanding value. The 24/7 emergency assistance line was there for me when I fell ill and needed to find a doctor fast.
FAQ
Any non-Zambian resident travelling into Zambia is eligible. Cover is available for ages up to 85 years. Zambian passport holders residing abroad may also qualify — contact us to confirm eligibility.
Yes. Africa Pride is listed by the German Embassy in Harare as a recognised travel health insurance provider for Schengen visa short-stay applications (up to 90 days). Contact us for a letter of coverage confirmation.
Our cover does not include pre-existing conditions as standard. Limited cover may be available for stable, declared pre-existing conditions — please contact us before purchasing to discuss your specific situation.
Yes. You may extend your cover online or by contacting our offices before your current policy expires, provided no claim has been lodged for the same insured period. Extensions are subject to underwriting approval.
Call our 24/7 emergency assistance line as soon as possible. For non-emergency claims, submit your completed claim form along with original receipts, police reports (for theft), and medical records to queries@test-insurance.co.zm within 30 days of the incident.
Get in touch
Our brokers are ready to help you find the right cover for your trip into Zambia.
